Airlines are responsible for lost, delayed, or damaged luggage while under their control, but the compensation amount is up to the airline, and in case something happens, the amount you receive will probably not cover the value of the items you have lost. To add an extra level of protection for your goods, the safest thing you can do is to buy travel insurance that also has baggage coverage.
When looking to protect your luggage, choosing the right insurance plan can be a difficult task, depending on what’s your country of residence and what’s the type and value of your items. In this article, we will take a look at the best plans and insurance providers for each region and the best platforms to compare insurance plans, so that you can find the best option that fits your needs.
Disclaimer: This article may contain affiliate links, which means I may earn a small commission if you make a booking or purchase through these links — at no additional cost to you. Thank you for supporting my blog!
Best baggage insurance plans at a glance
- EKTA Traveling MAX — Best for Worldwide Travelers Looking for Fast Purchase
- Worldwide Insure Single Trip Travel Insurance — Best for Worldwide Travelers Looking for Flexible Cover
- Travel LX Holiday Insurance by IMG — Best for U.S. Residents Looking for Comprehensive Coverage
- World Nomads Explorer Plan — Best for Canadian Residents Looking for Baggage Protection and Adventure Coverage
- Globelink International Comprehensive — Best for EU/EEA Residents Looking for High Medical and Baggage Coverage
- World Nomads Explorer Plus — Best for Brazilian Residents Seeking Higher Baggage Coverage
EKTA Traveling MAX — Best for Worldwide Travelers Looking For Fast Purchase
EKTA Traveling MAX is a good option for travelers who want to get travel insurance quickly without spending a lot of time comparing complicated policies.
Best for: Travelers who want a quick and straightforward insurance purchase with broad worldwide coverage and meaningful protection for baggage and travel-related problems.
Who is eligible?
EKTA offers a particularly broad age range, with MAX available to travelers from 2 months to 100 years old.
The plan has worldwide geographical coverage, although travelers should always check the policy conditions and destination-specific requirements before purchasing.
Why choose MAX?
MAX is best suited to travelers who don’t want to spend hours comparing insurance policies or navigating complicated purchase processes. The policy can be issued in just a couple of two minutes, while the broad coverage and $500,000 total coverage amount provide substantial protection for an international trip.
It is not the cheapest travel insurance option, but its value comes from the combination of a simple purchase process, broad medical and travel assistance, and baggage protection without relying on very low overall coverage limits. The price of this plan at the time of writing this article is 5.9 USD/day.
Baggage and travel protection
For travelers concerned about their luggage, MAX includes protection for:
- Loss of baggage
- Baggage delay
- Loss of documents
The plan has a total coverage amount of $500,000. However, travelers should check the policy terms for the specific limits and conditions that apply to each individual benefit, as the overall coverage amount does not necessarily represent the amount payable for a single baggage claim.
Beyond baggage protection, MAX includes a broad range of travel and medical benefits:
- Medical assistance
- Outpatient and inpatient treatment
- Emergency dental care
- Medical evacuation to the country of residence
- Transportation by medical aviation
- Flight delays of more than 4 hours
- Legal assistance
- Return tickets for the insured person and minor children
- Third-party liability
- Rental equipment protection
- Search and rescue operations
- Repatriation of the body
- Assistance for family members or relatives in certain situations
The plan also includes a 0% deductible, meaning there is no stated deductible under the MAX tariff for covered claims.
Additional benefits
MAX includes several practical travel-assistance services that go beyond traditional medical insurance:
- 24/7 concierge service
- Travel protect complex
- Expert consultations
- Travel guides and life hacks
- Telephone communication costs up to $100 USD/EUR
The plan also covers COVID-19 diagnosis and treatment, including outpatient and inpatient treatment, subject to the policy conditions. COVID-19 coverage is limited to 10% of the total coverage amount.
Travelers can also add extreme sports coverage if their trip involves activities that require additional protection.
Worldwide Insure Single Trip Travel Insurance — Best for Worldwide Travelers Looking For Flexible Cover
Worldwide Insure is a UK-based travel insurance specialist offering policies for residents of the UK, EU/EEA, and other countries worldwide. Its International Single Trip Travelcare policy is designed for travellers who need protection outside their home country and want to tailor their insurance to their trip.
Unlike a one-size-fits-all package, Travelcare allows eligible international residents to add benefits for property-related losses and trip cancellation or curtailment. This flexibility makes it an option to consider when comparing international travel insurance, although the available baggage benefits and limits should be confirmed for your country of residence.
Best for: Travelers who want an international single-trip policy that lets you select additional benefits rather than relying on a fixed package.
Who is eligible?
Worldwide Insure offers different policies depending on where you live, so the correct product and eligibility requirements depend on your country of residence.
The International Single Trip Travelcare policy is intended for travellers who:
- Need cover for travel outside their home country.
- Are under 71 years old.
- Have not yet left their home country when purchasing this policy.
- Are travelling for up to 180 days, including eligible one-way trips.
If you’ve already started travelling, Worldwide Insure offers separate international options, including Globehopper. These products have different benefits and eligibility conditions.
Why choose Worldwide Insure Single Trip Travel Insurance?
The main appeal is flexibility. Rather than assuming every traveller needs the same benefits, Travelcare lets eligible customers select additional protection to suit their plans.
Other features include:
- Flexible policy currency: Choose to purchase in US dollars, British pounds, or euros, with claims settled in your selected currency.
- Business and leisure travel: Cover is available for eligible business and holiday trips.
- Sports and activities: A range of activities is covered, with additional options available for certain activities.
- Winter sports options: Winter sports cover is available, subject to the relevant policy and conditions.
- 24-hour multilingual emergency assistance: Support is available if you need urgent medical treatment abroad.
- One-way trip options: Suitable for some travellers relocating or travelling without a planned return journey, subject to eligibility.
The exact benefits available depend on the policy selected and your circumstances.
Baggage and travel protection
Travelcare includes emergency medical insurance, while additional benefits can be selected for certain non-medical risks. Worldwide Insure describes Enhanced Benefits as providing protection for eligible losses involving property, personal liability, and accidents. Cancellation and curtailment cover can also be added.
For a baggage insurance comparison, there are three important points to check before buying:
- Lost, stolen, or damaged baggage: Confirm that the relevant baggage benefit is included in your selected cover and check the overall limit.
- Baggage delay: Check whether delayed baggage expenses are covered, including any waiting period and maximum reimbursement.
- Trip cancellation and curtailment: These can be added to eligible Travelcare policies, subject to the terms and limits selected.
The general product information does not specify the exact baggage-loss, baggage-delay, or per-item limits for every international resident. Those figures should be confirmed against the quote and policy wording for your country before comparing Worldwide Insure directly with other plans.
Additional benefits
In addition to optional baggage and trip-related protection, the main Travelcare features include:
- Emergency medical expenses: Cover for eligible urgent medical treatment while travelling abroad.
- Emergency medical evacuation: Included within the medical protection described for the policy.
- Medical assistance: A 24-hour multilingual helpline that can help coordinate with medical staff overseas.
- Sports and activities: A range of activities is covered, with additional cover available for certain activities.
- Winter sports: Optional protection is available for eligible ski and snowboard trips.
Worldwide Insure also offers separate products for longer trips and travellers who have already left home, so Travelcare is not necessarily the right fit for every international traveller.
Important restrictions
- Your home country is not covered under the international Travelcare option described here. This product is intended for travel outside your home country.
- Age and trip duration limits apply: The published eligibility information specifies travellers under 71 and trips of up to 180 days for this international option.
- Baggage protection may require an additional benefit selection: Do not assume baggage loss and delay are included in the basic medical policy.
- Destination exclusions matter: Check the policy wording for your specific country of residence and destination. Restrictions can apply to destinations subject to travel warnings or other risk-related exclusions.
- Sports and activities have conditions: Confirm that your planned activities are covered and whether an additional premium is required.
Read the policy wording that applies to your quote before purchasing.
Travel LX Holiday Insurance by IMG — Best for U.S. Residents Looking For Comprehensive Coverage
Travel LX is particularly suitable for travelers looking for substantial protection across baggage, medical expenses, trip cancellation and interruption, evacuation, and travel delays.
The plan combines relatively high coverage limits with a broad range of included benefits. For travelers concerned about luggage, Travel LX provides up to $2,500 for baggage and personal effects, with a maximum of $250 per article. It also includes baggage delay coverage, making it a strong choice for travelers who want more than basic medical travel insurance.
Best for: U.S. residents looking for comprehensive travel insurance with strong baggage protection, high medical and evacuation limits, and extensive trip cancellation and interruption coverage.
Who is eligible?
Travel LX is available to U.S. residents and covers travelers from 14 days through age 99. The maximum trip length is 180 days.
The plan is administered through IMG, with SiriusPoint America Insurance Company or United States Fire Insurance Company listed as the insurance company/carrier/underwriter. The underwriter has an A.M. Best rating of A (“Excellent”).
Why choose Travel LX?
Travel LX is a strong choice for travelers who want comprehensive protection rather than a basic policy focused only on medical emergencies or baggage. Its combination of $2,500 in baggage coverage, $500,000 in emergency medical coverage, $1 million in emergency medical evacuation, and up to 150% of the insured trip cost for trip interruption makes it particularly well suited to expensive international trips.
It is also a good option for travelers who want flexibility in how their trip is protected. The plan covers a wide range of cancellation reasons, offers optional CFAR coverage, and includes practical benefits such as baggage tracking, concierge services, rental vehicle coverage and missed-connection protection.
The main limitation is that the $250 per-item baggage limit may not be enough for travelers carrying expensive electronics, cameras or other high-value belongings. If your main priority is the highest possible reimbursement per individual item, another plan may be a better fit.
Baggage and travel protection
Travel LX provides coverage for both lost or damaged baggage and delays during your trip:
- Baggage and personal effects: Up to $2,500, with a $250 limit per article
- Baggage delay: Up to $500 after 12 hours
- Trip cancellation: Up to 100% of the insured trip cost
- Trip interruption: Up to 150% of the insured trip cost
- Trip delay: $250 per day, up to $2,500
- Missed connection: Up to $500 after 3 hours
- Rental vehicle coverage: Up to $40,000
The plan also includes a wide range of trip cancellation protections, including cancellation for work reasons, financial default, terrorism, medical reasons and employment layoff.
For travelers looking for additional flexibility, Cancel for Any Reason (CFAR) is available as an optional benefit, providing up to 75% of the non-refundable trip cost. It must be purchased within 20 days of the initial trip deposit and is not available to New York residents. CFAR is included for Washington residents and is not available for destinations in Israel.
Additional benefits
Travel LX provides extensive protection beyond baggage and trip disruptions. Medical benefits include:
- Emergency medical expenses: Up to $500,000
- Emergency dental: Up to $1,000
- COVID-19 coverage
The plan also provides substantial evacuation protection:
- Emergency medical evacuation: Up to $1,000,000
- Non-medical evacuation: Up to $50,000
- Repatriation of remains: Up to $1,000,000
Other included or optional benefits include:
- Rental vehicle coverage: Up to $40,000
- Sports equipment rental: $500 per day, up to $2,000, after a 12-hour delay
- Change fee: Up to $300
- Frequent traveler reward: $75
- Pet kennel benefit: Up to $500 per pet
- Single supplement
- Emergency cash transfer
- Assistance services
- Baggage tracking
- Concierge services
- Identity theft coverage
- Common Carrier AD&D: $100,000
Travel LX also offers several cancellation protections, including coverage for work reasons, financial default, terrorism, medical reasons, and employment layoff.
World Nomads Explorer Plan — Best for Canadian Residents Looking for Baggage Protection and Adventure Coverage
World Nomads is a travel insurance provider designed with independent travelers and adventure seekers in mind. Its Explorer Plan is a good option for Canadian residents looking for comprehensive protection on international trips, combining baggage-related benefits with medical coverage, emergency evacuation, trip cancellation and protection against travel disruptions.
The Explorer Plan offers up to $5 million in emergency medical expenses, $500,000 for emergency evacuation and repatriation, and a range of benefits for adventurous activities. It is particularly worth considering for travelers planning longer international trips, backpacking adventures or holidays involving activities such as scuba diving, surfing, mountain biking and trekking.
Best for: Canadian residents planning international or adventure-focused trips who want strong medical and evacuation coverage alongside travel-disruption benefits, provided the baggage limits in the full policy meet their needs.
Why choose the Explorer Plan?
The Explorer Plan is designed for travelers who want more than basic travel medical insurance. It combines substantial emergency medical coverage with trip protection, baggage-related benefits and coverage for a wide range of adventure activities.
Its headline limits include $5,000,000 for emergency medical expenses, $500,000 for emergency evacuation and repatriation, and up to $10,000 for trip cancellation and interruption. It also includes trip-delay and travel-inconvenience benefits.
Another advantage is the range of activities covered. Depending on the policy conditions, included activities can include scuba diving to 30 metres, surfing, white-water rafting, mountain biking and trekking up to 3,000 metres. Some higher-risk activities require an optional upgrade, so travelers should confirm that their planned activities are covered before departure.
The Explorer Plan is not necessarily the cheapest option, but it may be a good fit for travelers who value broad travel protection and adventure-related coverage in one policy.
Who is eligible?
This version of World Nomads is specifically intended for residents of Canada. Travelers should select Canada as their country of residence when requesting a quote and review the eligibility conditions before purchasing.
World Nomads offers several plan options, including Standard, Explorer, Epic and Annual. The Explorer Plan is positioned for international travel, longer trips and adventure activities. Coverage availability depends on the traveler’s circumstances, destination and policy terms.
The provider also offers 24/7 emergency medical assistance, worldwide travel assistance and personal security assistance. A free-look period is included, and eligible travelers may be able to purchase cover while already traveling, subject to the applicable conditions.
Baggage and travel protection
The Explorer Plan includes benefits for travel disruptions and other unexpected expenses. Its published comparison lists the following limits:
- Trip cancellation: Up to $10,000
- Trip interruption: Up to $10,000
- Trip delay: Up to $3,000
- Travel inconvenience: Up to $500
These benefits can help with eligible losses and additional expenses when a covered event disrupts your trip.
Important baggage note: The plan comparison information provided does not specify the Explorer Plan’s exact maximum for lost or damaged baggage, baggage delay, or the per-item limit. Before choosing it specifically for luggage protection, check the full policy wording and benefit schedule to confirm the applicable baggage limits, exclusions and deductible. The trip-delay limit should not be treated as the baggage-loss limit.
Additional benefits
The Explorer Plan offers a broad range of benefits beyond baggage and travel disruptions:
- Emergency medical expenses: Up to $5,000,000
- Emergency evacuation and repatriation: Up to $500,000
- Cancel for Any Reason (CFAR): Up to 50% of the insured trip cost, with a maximum of $5,000, subject to eligibility and policy terms
- Rental vehicle coverage: Up to $45,000
- 24/7 worldwide emergency medical assistance
- Worldwide travel assistance, including help with flight rebooking and luggage tracking
- Personal security assistance
- Adventure Traveller’s Hotline for information such as travel advisories and weather reports
World Nomads lists coverage for around 250 activities across snow, water, air, land, sports and experiences, although some activities require optional upgrades and all remain subject to policy conditions.
Important restrictions
World Nomads’ Canadian plans are intended for eligible Canadian residents, so they should not be presented as a universal option for travelers living elsewhere.
Coverage varies by plan, and activities that appear adventurous or high-risk may require an upgrade. The Standard, Explorer and Epic plans also have different coverage limits.
If baggage protection is your main priority, don’t choose the Explorer Plan based on its medical or trip-delay limits alone. Confirm the maximum baggage-loss benefit, the per-item cap, baggage-delay requirements and any exclusions for valuables or electronics in the policy wording.
Why it stands out for Canadian residents
World Nomads Explorer is worth considering for Canadian residents who want a policy that combines travel protection with adventure-related benefits. Its $5 million emergency medical limit, $500,000 evacuation and repatriation limit, and coverage for many active travel pursuits make it particularly appealing for international trips involving more than sightseeing.
However, because the available plan comparison does not confirm the specific baggage-loss limits, travelers should verify those limits before buying if luggage protection is their main concern.
Globelink International Comprehensive — Best for EU/EEA Residents Looking for High Medical and Baggage Coverage
Globelink International’s Comprehensive travel insurance is a strong option for travelers who live in the European Union or European Economic Area and want broad protection for both their health and belongings while traveling.
The plan offers up to €10 million in emergency medical, repatriation and other expenses and up to €3,000 for baggage, making it one of the more substantial options for travelers who want high medical limits without giving up useful baggage protection.
Best for: EU/EEA residents looking for comprehensive travel insurance with very high medical coverage, €3,000 baggage protection and a wide range of travel-related benefits.
Who is eligible?
Globelink’s travel insurance products are available to people who are legally resident in the EU or EEA and are registered with a medical practitioner or entitled to free public healthcare through the reciprocal arrangements in place across the EU/EEA.
The Comprehensive Single Trip policy is available to travelers up to 84 years old. Globelink also offers a separate Seniors policy for single trips for travelers up to 89.
Globelink currently offers policies to residents of numerous European countries, including Romania, France, Germany, Italy, Spain, Portugal, Poland, the Netherlands, Austria, Belgium, Bulgaria, Croatia, Greece, Hungary, Ireland, Sweden and Norway, among others.
The Comprehensive policy can be purchased for trips within Europe or for worldwide destinations, with the available geographical options depending on the destination selected when obtaining a quote.
Why choose Comprehensive?
The Comprehensive plan is particularly attractive for travelers who don’t want to compromise on medical coverage. It provides up to €10,000,000 for emergency medical, repatriation and other expenses, while also including up to €3,000 for baggage.
It is also more than just medical and baggage insurance. The policy includes protection for trip cancellation or curtailment, missed departure, delayed departure, personal liability, legal expenses, travel disruption and supplier failure.
Another advantage is that pre-existing medical conditions are covered as standard for a wide range of conditions, subject to the policy terms. Globelink also includes cruise cover and more than 100 adventure activities as standard, while additional policy extras can be added depending on the type of trip.
The €3,000 baggage limit is considerably higher than the €1,000 offered by Globelink’s Regular and Backpacker policies.
However, the €300 single-item limit means that the headline €3,000 figure should not be interpreted as €3,000 available for every individual item. This is particularly important if you’re traveling with expensive electronics or photography equipment.
The price is flexible rather than fixed, as it depends on factors such as the traveler’s age, destination, trip duration and whether they choose single-trip or annual cover. The company states that prices start from €35.03, but the actual price for Comprehensive cover will vary based on the selected options.
Baggage and travel protection
The Comprehensive plan provides substantial protection for luggage and several common travel problems:
- Baggage: Up to €3,000
- Single article/pair/set limit: Up to €300
- Total valuable limit: Up to €300
- Spectacles/sunglasses: Up to €300
- Delayed baggage after a minimum 12-hour delay: Up to €150
- Personal money, passports and documents: Up to €750
- Delayed departure: €40 for the first 12 hours, then €20 for each additional 12-hour period, up to €500
- Abandonment after 24 hours: Up to €6,000
- Missed departure: Up to €1,500
The baggage benefit has a €50 excess, while delayed baggage has no excess.
It’s worth paying attention to the per-item limit: although the overall baggage limit is €3,000, the maximum payable for a single article, pair or set is €300. Travelers carrying expensive cameras, laptops or other high-value belongings may therefore want to consider separate coverage for those items.
Additional benefits
The Comprehensive plan includes a wide range of additional travel and medical benefits:
- Emergency medical, repatriation and other expenses: Up to €10,000,000
- Dental treatment: Up to €200
- Hospital confinement: €50 per 24 hours, up to €500
- Cancellation or curtailment: Up to €6,000
- Personal accident: Up to €25,000
- Personal liability: Up to €2,000,000
- Rented accommodation liability: Up to €100,000
- Legal expenses and assistance: Up to €15,000
- End supplier failure: Up to €3,000
- Force majeure travel disruption: Up to €3,000
- Catastrophe: Up to €500
- Mugging benefit: €50 per 24 hours in hospital, up to €1,000
- Hijack cover: €100 per 24 hours, up to €500
- Withdrawal of services: Up to €200
- Extended kennel/cattery fees: Up to €300
- Cruise cover
- 100+ adventure activities
The Comprehensive plan does not include winter sports cover as standard. Ski equipment, ski equipment hire, ski packs and piste closure are specifically excluded from this version of the policy, so travelers planning a ski holiday should select the appropriate additional cover.
World Nomads Explorer Plus — Best for Brazilian Residents Looking for Higher Baggage Coverage
World Nomads offers three travel insurance plans for Brazilian residents: Standard, Explorer, and Explorer Plus. Underwritten by Chubb, the plans combine baggage protection with travel disruption benefits, emergency medical assistance, and support services. For travellers prioritising baggage protection, Explorer Plus offers the highest limits across the three plans for lost baggage, baggage damage, baggage delay, and travel documents.
Best for: Brazilian residents looking for travel insurance with baggage protection and benefits for flight delays, cancellations, and trip interruptions.
Who is eligible?
These plans are offered through World Nomads’ Brazilian insurance platform, with Chubb providing the insurance coverage. Eligibility, destinations, and other conditions depend on the policy terms.
Why choose World Nomads Explorer Plus?
Explorer Plus has the highest listed baggage and travel disruption limits among the three plans. It may suit travellers carrying valuable luggage or looking for higher limits for unexpected travel expenses.
The three available plans are listed at the following example prices:
- Standard: R$754.45
- Explorer: R$1,579.98
- Explorer Plus: R$1,715.29
These are the prices shown in the supplied plan comparison and may vary depending on the traveller, destination, trip details, and quote.
Baggage and travel protection
Explorer Plus includes the following benefits, with the maximum amounts shown in US dollars:
- Lost baggage: $1,200
- Baggage damage: $300
- Baggage delay: $750
- Lost, stolen, or damaged travel documents: $400
- Trip cancellation — Plus Reason: $1,500
- Trip interruption: $1,500
- Flight delay: $750
- Extended accommodation: $1,500
Baggage damage is not covered under the Standard plan, making Explorer and Explorer Plus worth considering if protection for damaged luggage is important to you.
Explorer Plus also provides the highest listed limits for delayed baggage and travel documents. However, these are maximum benefit amounts, not guaranteed payouts. Claims remain subject to the policy’s conditions, exclusions, documentation requirements, and any applicable limits for individual items.
Additional benefits
Beyond baggage and travel disruption, Explorer Plus includes:
- Medical and hospital expenses abroad: Up to $50,000 for medical and/or hospital expenses during an international trip, plus up to $100,000 for complementary medical, hospital, and dental expenses.
- Dental expenses: Up to $1,500.
- Prescription medication: Up to $1,000.
- Medical repatriation: Up to $80,000.
- Medical transportation: Up to $80,000.
- Repatriation of remains: Up to $80,000.
- Personal accident benefits: Up to $120,000 for accidental death or permanent total or partial disability during the trip.
- Legal expenses: Up to $1,000.
- Bail and legal expenses: Up to $5,000.
The plan also includes assistance services such as lost-baggage tracking, information about lost documents, urgent message transmission, concierge information, and guidance on transferring funds following theft.
Important restrictions
- Check the limits carefully: Baggage loss, baggage damage, and baggage delay have separate benefit limits. A higher limit for one benefit does not increase the others.
- Review the policy wording: The supplied comparison does not specify waiting periods for baggage delay, per-item limits, deductibles, or all exclusions. Confirm these details in the policy documents before purchasing.
- Medical limits are split across benefits: The listed $50,000 for medical and hospital expenses and $100,000 for complementary medical, hospital, and dental expenses are separate categories in the comparison. Review the policy wording to understand how they apply and whether conditions or aggregate limits affect claims.
- Destination restrictions apply: The insurer notes restrictions for certain countries listed by OFAC. Check the current policy terms for your destination and itinerary.
Conclusion: Which Is the Best Baggage Insurance for International Flights?
The best baggage insurance for international flights depends on where you live, the value of your belongings, and the type of trip you’re planning. While airlines may compensate you for lost, delayed, or damaged luggage, their compensation may not cover the full value of your belongings. A travel insurance policy with baggage protection can provide an additional layer of financial security.
Here are our top picks based on different needs:
- EKTA Traveling MAX is worth considering if you want a quick, straightforward purchase, broad geographical coverage, and benefits for baggage loss, baggage delay, and lost documents.
- Worldwide Insure Single Trip Travel Insurance is an option for eligible non-UK residents who want flexible cover and the ability to tailor benefits to their trip.
- Travel LX by IMG stands out for eligible U.S. residents looking for comprehensive protection, including up to $2,500 for baggage and personal effects, plus trip cancellation, interruption, and delay benefits.
- World Nomads Explorer is worth considering for Canadian residents planning adventure-focused trips, although you should confirm its specific baggage limits before purchasing.
- Globelink International Comprehensive is a strong option for eligible EU/EEA residents who want up to €3,000 in baggage cover and up to €10 million for emergency medical and related expenses. Keep in mind that the single-item baggage limit is €300.
- World Nomads Explorer Plus is worth considering for Brazilian residents who want higher baggage limits than those offered by the other listed World Nomads plans, including up to $1,200 for lost baggage and $750 for baggage delay.
Before choosing a policy, compare more than the headline coverage amount. Check the maximum payout for a single item, baggage-delay requirements, exclusions for valuables and electronics, deductibles, and whether baggage protection is included or must be added separately. Also, make sure the policy is available to residents of your country and covers your destination.
If you’re still unsure which plan fits your needs, compare quotes and read the policy wording before purchasing. The right policy is the one that provides suitable protection for your belongings and trip, with limits and conditions you understand.
Disclaimer: The information in this article is provided for general informational and comparison purposes only. It is not intended to constitute insurance, financial, or legal advice, nor should it be considered a recommendation or guarantee that any particular insurance policy is suitable for your individual circumstances. Although we make reasonable efforts to research and present accurate, up-to-date information, insurance coverage, benefit limits, exclusions, eligibility requirements, premiums, prices, and other policy conditions may change at any time without notice. The information in this article reflects the details available to us at the time of our last update and may not reflect subsequent changes made by the insurance providers.